20 Effective Strategies to Attain Financial Freedom

20 Effective Strategies to Attain Financial Freedom

Financial freedom is a goal that many aspire to achieve, but it requires dedication, discipline, and strategic planning. Whether your definition of financial freedom involves retiring early, living debt-free, or having the flexibility to pursue your passions without...

Banking

US Credit Score downgrade sinks global markets

US Credit Score downgrade sinks global markets

Key Points Fitch announced on Tuesday that it was downgrading the US long-term foreign-currency issuer default rating from AAA to AA+. The US Credit Score was always on the balance of being revised downwards by Fitch following the 2023 debt ceiling crisis. US Stock...

Finance

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Podcast

US mortgage refinance demand rises despite interest rates crossing back over 7%

Key points Home owners in the US are continuing to take mortgages despite high interest rates. Applications to refinance homes has now jumped 10% in the past week which is 4% higher than the same period YoY. Applications for new homes mortgages fell 5% for the week...

TSMC gets Q1 revenue boost as AI boom favors its market prospects

Key points Taiwan chipmaker, TSMC has reported a rise by 16.5% in its 2024 first quarter revenue on wednesday. The rise beats market expectations as the company benefits majorly from AI boom. TSMC, the world’s largest chip contract chipmaker has reaped major benefits...

Turkey’s inflation rises to 68.5% despite successive rate hikes

Key points Inflation still runs wild in Turkey at 68.5%. Education cost had the highest inflation by 104% YoY, followed by hotels and eateries at 95% and health at 80%. Turkey's inflation data shows increased inflation rates despite the central bank imposing continued...

Eurozone gets economic boost as inflation slows down to 2.4%

Key points Inflation in the Eurozone slowed to 2.4% in March, a number lower than expected. The dip increases the chances of interest cuts later in the year. 20 nation region, the Eurozone just received an economic boost after recording lower inflation rates (2.4%)...

Choosing the Right Certificate of Deposit (CD) Term: A Comprehensive Guide

Introduction Certificate of Deposits (CDs) are a popular and low-risk investment option for individuals seeking to earn a fixed rate of return on their savings. One of the key decisions when investing in CDs is selecting the right term, which refers to the length of...

A Millennial’s Guide to Retirement Planning: Building a Secure Financial Future

Retirement may seem like a distant milestone for millennials, but the truth is that the earlier you start planning and saving, the better off you'll be in the long run. With the changing landscape of employment, rising living costs, and uncertainty surrounding...

Securing Your Crypto: The Case for Cold Wallets Over Hot Wallets

Introduction In the ever-evolving landscape of cryptocurrency, one of the most critical decisions holders can make is how to store their digital assets securely. With the rise of cyber threats and hacking incidents targeting cryptocurrency exchanges and online...

Xiaomi’s SU7 EV launches cheaper than Tesla’s Model 3 in China

Key Points Xiaomi CEO Lei Jun has introduced the standard version of their electric car, SU7, which is expected to sell at $30,408, a price that will help them enter the market even if they make losses per car. The SU7 is now selling at $4K cheaper than Tesla’s Model...

Biden administration takes new steps to regulate Artificial Intelligence

Key Points Biden's administration has laid out new regulations to monitor Artificial Intelligence technology usage and safety within government organizations and agencies. In the new rules, all agencies must establish specific safeguards for AI applications that could...

20 Effective Strategies to Attain Financial Freedom

Financial freedom is a goal that many aspire to achieve, but it requires dedication, discipline, and strategic planning. Whether your definition of financial freedom involves retiring early, living debt-free, or having the flexibility to pursue your passions without...
All cryptos apart from BTC are securities-SEC

All cryptos apart from BTC are securities-SEC

Key Points US SEC reportedly asked Coinbase to delist all cryptocurrencies it trades, alleging all cryptos apart from BTC are securities. The regulator took the incentive shortly before filing a lawsuit against the exchange, alleging it was acting as an unregulated...

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20 Effective Strategies to Attain Financial Freedom

20 Effective Strategies to Attain Financial Freedom

Financial freedom is a goal that many aspire to achieve, but it requires dedication, discipline, and strategic planning. Whether your definition of financial freedom involves retiring early, living debt-free, or having the flexibility to pursue your passions without...

Understanding the Difference Between Salary and Hourly Wages

Understanding the Difference Between Salary and Hourly Wages

Introduction Salary:Advantages of Salary:Disadvantages of Salary:Hourly Rate:Advantages of Hourly Rate:Disadvantages of Hourly Rate:Conclusion: Introduction In the realm of employment, the terms "salary" and "hourly rate" represent two fundamental methods of...

Preparing Your Finances: Budgeting for a New Baby

Preparing Your Finances: Budgeting for a New Baby

Welcoming a new baby into your family is an incredibly joyous occasion, but it also comes with a host of new responsibilities, including financial ones. From diapers and formula to medical expenses and childcare, the costs associated with raising a child can add up...